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Forget the Cash ISA! These FTSE 250 dividend shares yield 8%

first_img “This Stock Could Be Like Buying Amazon in 1997” Rupert Hargreaves has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Image source: Getty Images. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Rupert Hargreaves | Thursday, 5th March, 2020 | More on: MARS PFG Simply click below to discover how you can take advantage of this.center_img Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! The best flexible Cash ISA interest rate on the market at the moment is just 1.3%. This tiny rate doesn’t even cover the rate of inflation. However, following recent market declines, some fantastic income bargains have emerged in the FTSE 250.Many of these companies offer dividend yields several times higher than the best Cash ISA rate, which could make them a better investment over the long run.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…With that in mind, here are two FTSE 250 dividend champions that currently yield more than 8%.MarstonsBrewer, pubs and hotels group Marston’s (LSE: MARS) has been proving its doubters wrong for the past six years. Despite rising costs and razor-thin margins, the business has gone from strength to strength since 2014. Revenues have increased at a compound annual rate of 8.3% during this period, and operating profit has increased five-fold.The future looks bright for the business as well. Analysts are expecting net profit and earnings per share to continue growing over the next two years. What’s more, over the longer run, the company’s revenues should continue to expand at least in line with inflation as it increases prices charged to customers.Today, investors can snap a share in this well-run operation for just 6.7 times earnings. That suggests the stock offers a wide margin of safety and current levels. Indeed, the rest of the hotel industry is trading at mid-teens earnings multiple, implying Marston’s is undervalued by around 100%.On top of this attractive valuation, the stock also supports a dividend yield of 8.7%. Unfortunately, the dividend hasn’t been increased since 2016. Nevertheless, it’s covered 1.7 times by earnings, which suggests it’s entirely secure for the time being.Provident FinancialSub-prime lender Provident Financial (LSE: PFG) has had a rough time of it over the past three years. Still, it now looks as if the business is finally starting to get back on its feet.Recent trading updates show profits are starting to grow again, and customer receivables — the amount of money the company has lent to borrowers but has not yet reclaimed — declined by nearly 10% in 2019. New customer numbers also increased last year by 1%.These figures suggest the group is moving in the right direction. Over the next few years, management is planning to reduce costs and improve the group’s return on equity, a key measure of profitability for every £1 invested in the business.Provident should also be able to capitalise on the collapse of other high-cost lenders in the past few years. It can use its reputation and scale to grab new business from the former customers of these operations.Despite its growth potential, shares in the company are currently trading at a price-to-earnings ratio of just 8. In addition, the stock offers a dividend yield of 7.6%, more than twice the market average.Therefore, now could be the time to snap a share of this recovered lender as it moves from the recovery to the growth stage of its comeback. Forget the Cash ISA! These FTSE 250 dividend shares yield 8% Our 6 ‘Best Buys Now’ Shares Enter Your Email Address See all posts by Rupert Hargreaveslast_img read more

House in Frontenex / Charles Pictet Architecte

first_img Text description provided by the architects. The construction is located on an old property that comprises several high-quality buildings, among which an orangery dating from the early 19th century. Save this picture!Recommended ProductsFiber Cements / CementsRieder GroupFacade Panels – concrete skinMetallicsTECU®Copper Surface – Classic CoatedCeramicsTerrealTerracotta Baguettes in Vork CenterFiber Cements / CementsEQUITONEFiber Cement Facade Panel NaturaThe project includes the building into the living space. In the orthogonal structure adjustments of the property, the only exception will be the orangery, skewed by its location. Save this picture!The volume of the new building articulates these two geometries and addresses the link between the two parties, the old and new.Save this picture!Project gallerySee allShow lessMonte Elbruz Building / Garduño ArquitectosSelected ProjectsPUMA City, Shipping Container Store / LOT-EKArticles Share House in Frontenex / Charles Pictet Architecte House in Frontenex / Charles Pictet ArchitecteSave this projectSaveHouse in Frontenex / Charles Pictet Architecte ShareFacebookTwitterPinterestWhatsappMailOr Clipboard Architects: Charles Pictet Architecte FAS SIA Year Completion year of this architecture project Houses CopyAbout this officeCharles Pictet Architecte FAS SIAOfficeFollowProductsGlassStoneConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesHousesFrontenexFrancePublished on December 21, 2008Cite: “House in Frontenex / Charles Pictet Architecte ” 21 Dec 2008. ArchDaily. Accessed 12 Jun 2021. ISSN 0719-8884Read commentsBrowse the CatalogPartitionsSkyfoldVertically Folding Operable Walls – Classic™ SeriesVinyl Walls3MArchitectural Finishes DI-NOC in Ned Ludd Public HouseShower ColumnshansgroheOverhead ShowersWindowsKalwall®Kalwall® in Featherstone High SchoolLightsLouis PoulsenLamps – LP Slim BoxSealantsEffisusBi-adhesive Tape – 2BondDSConcrete FloorsSikaIndustrial Floor CoatingsPlantersJakobGreen Walls – GreenKitUrban ApplicationsPunto DesignPunto Benches and Litter Bins in Public Space ImprovementsPaintKEIMMineral Paint for Concrete – KEIM Concretal®-WArmchairs / Couches / Futons / PoufsFreifrauArmchair High – MarlaAcousticBASWA acousticThermal-Acoustic System – BASWA CoreMore products »Read commentsSave世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Save this picture!+ 16 Share France “COPY” Year:  2006 Projects “COPY” ShareFacebookTwitterPinterestWhatsappMailOr Clipboard ArchDaily CopyHouses•Frontenex, Francelast_img read more

Emergency rallies throughout North America support Bolivarian Revolution

first_img123456789The demands “U.S. Hands off Venezuela” and “End the Sanctions Now” and “No U.S. Intervention, No Coup” echoed on the streets of cities from Buffalo, N.Y., to Portland, Ore., in the U.S, as well as Canada, as protesters denounced the U.S.-backed coup d’etat aimed at toppling the legitimate government of Venezuela. Boston — On Jan. 25, demonstrators gathered in response to the U.S.-orchestrated coup attempt in Venezuela. The demonstration was called by the Party for Socialism and Liberation and endorsed by Workers World Party, the Boston Venezuela Solidarity Committee and Massachusetts Peace Action.Organizers from these groups as well as the Boston Democratic Socialists of America, Answer Coalition and others spoke or read statements denouncing the attempted coup by Juan Guaidó. They highlighted the devastating effects of past U.S. interventions in Latin America, particularly in Chile, the Dominican Republic, El Salvador and Guatemala.At a second demonstration on Jan. 26, speakers from the Committee for Peace and Human Rights, WWP, the Coalition to End the Genocide in Yemen and others took turns addressing the need for solidarity from workers and oppressed in the U.S. Several speakers also emphasized the connection between U.S. interventions in Central America and the current refugee crisis and U.S. treatment of refugees on the southern border.Buffalo N.Y. — In one of the first U.S. protests against U.S. intervention in Venezuela, at 7:30 a.m. on Jan. 25, intrepid organizers and activists in this snowy, cold, windy city hung a banner on the overpass facing traffic on the busiest downtown expressway. The banner read “U.S. Hands off Venezuela, No Intervention, No Coup!” and was greeted with enthusiastic honks from rush-hour drivers.  The action was initiated by Buffalo Spring Action 2018, Burning Books, Buffalo DSA, WWP, Buffalo International Action Center and more.At rush hour later that day, activists demonstrated at the Federal Office Building. Although high winds and bitter cold made raising a banner impossible, they were able to bring out such demands as “U.S.: Hands off Venezuela! No Sanctions, No Intervention, No Coup and No More Regime Change! Respect the sovereignty of Venezuela and all nations!”New York City — Activists took to NYC streets Jan. 27 with cries of “USA! Hands off Venezuela!” and “Cuba si! Bloqueo no!” while imperialist criminals Mike Pompeo and Elliot Abrams were nearby at the United Nations demanding the rest of the world sign on to their crimes against Venezuela. WWP, IAC, December 12th Movement, the Socialist Workers Party, the Internationalist Group and the Communist Party USA, among other groups, stood shoulder-to-shoulder in the freezing cold to answer the call of Cuban solidarity activists, who asked that protesters gather across the street from the Cuban Mission to the U.N. in unity and solidarity. The call was to support the working class in both Venezuela and Cuba, both of which have come under attack since the U.S. war machine attempted to overthrow the democratically elected government of Venezuela last week. Their strong, united showing indicated that the U.S. left is ready to unify and mobilize at a moment’s notice to defend workers’ gains across the world.Philadelphia — Nearly 100 activists rallied outside City Hall on Jan. 26 to demand “U.S.: Hands off Venezuela” and to support the Bolivarian Revolution. Demonstrators condemned the U.S.-backed coup d’etat aimed at toppling the legitimate government of Nicolás Maduro. The pro-Chavista gathering outnumbered a small group of Venezuelan fascists who tried to disrupt the rally. When Mexican activist Carmen Guerrero, addressing the crowd in Spanish, was interrupted by a fascist provocateur, she fearlessly faced them down in a heated exchange. She led the crowd in a chant of “¡Chavez, Presente! ¡Maduro, presidente!” and drowned out the interruption.When a second fascist agitator shouted at the crowd, calling them communists, Deandra Jefferson, member of Philly REAL Justice and WWP, addressed the red baiting with a rousing defense of socialism and communism: “Capitalism doesn’t work for us here in Philadelphia. Why the hell would we think it would work in Venezuela?”Nkrumah Ture of the Black Alliance for Peace affirmed the analysis of election observers who certified Maduro was elected in a free and democratic process. Demonstrators shut down traffic in the heart of Center City, marching around City Hall toward the Philadelphia District Attorney’s office. There Meghan Malachi of REAL Justice read a statement of solidarity with the Venezuelan people and Nicolás Maduro, which was a commentary by Mumia Abu-Jamal. The action was called by WWP and endorsed by the IAC, PSL, Black Alliance for Peace, the Green Party, Philly REAL Justice, Black and Brown Workers Cooperative, the International Marxist Tendency, Extinction Rebellion, Philly Socialists and the MOVE Organization.Durham, N.C. — WWP Durham, joined by Youth Fighting U.S. Empire, members of the Young DSA and the North Carolina Green Party, demonstrated in downtown in solidarity with Venezuela and the Bolivarian Revolution. Passersby eagerly took solidarity statements demanding “U.S. Hands off Venezuela!” Many made connections between the attempted coup in Venezuela and the increasing anti-Trump climate. A brief march followed through the city to the “food truck rodeo” where many families were gathered. Food truck lines were interrupted by chants of “No Sanctions, No Coup! Venezuela, We Stand with You!” Another demonstration is planned in Raleigh, N.C., on Feb. 2. Atlanta — On Jan. 25, WWP held a solidarity speak-out in defense of the Venezuelan Bolivarian Revolution. During the evening rush hour at a main downtown intersection, anti-imperialist activists held signs and distributed leaflets denouncing the U.S.-orchestrated coup attempt and supporting the presidency of Nicolás Maduro. Speakers included representatives of Friends of the Congo, PSL and WWP.WWP called a second solidarity action outside CNN for Feb. 1 to expose the false reporting of the 24-hour “news” channel which openly advances the interests of the Venezuelan and U.S. coup-makers. Miami — Activists rallied in front of Univision 23’s studios against U.S. intervention in Venezuela on Jan. 26. The demand was straightforward: Hands Off Venezuela! The rally, hosted by the Emergency Hands-Off Venezuela Committee, was joined by members of various local progressive and revolutionary organizations. The slogans most popular with the protesters were “Paz si, golpe no!” “Yankee Go Home!” and “No More Sanctions!” This action is the first among many that the nascent anti-imperialist movement in Miami plans for this year in response to the Trump administration’s escalation of aggression against Venezuela.Houston — Houstonians took to the streets two days in a row to show solidarity with the Bolivarian government and to demand the U.S. stop  attempts to organize a coup. On Jan. 28, at the federal building during rush hour, leaflets were handed out in traffic and activists spoke, using a loudspeaker. A lot of honks and thumbs-up were given in response. Participating were WWP, Houston Socialist Movement, Young Communist League, PSL, Students for a Democratic Society at University of Houston and independent activists. San Francisco — A militant crowd rallied and marched Jan. 25 in San Francisco’s Mission District to demand ”No U.S. Intervention in Venezuela” and to support the democratically elected government of President Nicolás Maduro. The emergency protest was organized by the Answer Coalition and joined by several resistance, human rights and anti-war forces in the Bay Area.After a short rally, the protesters marched down Mission Street in the heart of this city’s Latinx community. Bystanders and motorists cheered, honked and showed support for the anti-war demonstration.Speakers at the closing rally linked their struggles against U.S. imperialism to the threat of U.S. intervention in Venezuela. Fernando Echeverría, speaking for BAYAN, said, “Let us remind the U.S. of its own abuses from supporting the bombing of Palestinians to supporting the ongoing drug war in the Philippines, which is taking the lives of tens of thousands of poor people.” Echeverria, who had just returned from the U.S./Mexico border at Tijuana, spoke about the real humanitarian crisis in Latin America created by the U.S.Portland, Ore. — Demonstrators protested the U.S.-backed Juan Guaidó  coup d’etat in front of the Portland courthouse and Powell’s Books on Jan. 24. One sign read, “U.S. makes endless war, Venezuela feeds the poor.” Demonstrators distributed Workers World newspaper. One passerby, when asked if she “would like a weekly socialist newspaper,” said, “Hell yeah.” Denver —  Dozens of people braved the cold, while chanting and demanding: “U.S., CIA: Out of Venezuela!” and “Hands off Venezuela!”on Jan. 29.  They protested Washington’s recent attempts to set up a parallel government to the elected government of President Nicolas Maduro and offer financial and military support for the “opposition.”  Maduro won the election — yet U.S.-backed Juan Guaido outrageously announced that he was the president of Venezuela without a single vote.Mark Burton, of the Denver Peace Council, and protest organizer, explained that the U.S. has a long history of regime change and installation of oppressive dictators in Latin America. But times have changed and Washington’s many wars in the last 19 years are causing more people in the U.S. to  urge a “hands-off policy” and respect for Venezuela’s sovereignty. Seattle — A Venezuela solidarity protest on Jan. 25 brought out dozens of people demanding “Hands Off Venezuela” in a busy shopping district.  The street rally was organized by Answer and supported by many organizations.Veterans for Peace speaker Randy Rowland talked about being a war resister when he was jailed at the Presidio in San Francisco during the Vietnam War. As a former member of the Presidio 27, he said he looked up to Hugo Chávez as a soldier-resister to the former pro-imperialist regime. The demonstration denounced U.S. intervention as a plot to rob Venezuela’s control of its oil resources.Vancouver, Canada — People came together in unity on Jan. 26 to protest the illegal and undemocratic attempts of the U.S. and Canada to overthrow the democratically elected President of Venezuela Nicolás Maduro.  People from many political parties, organizations and grassroots groups joined in solidarity with the people of Venezuela who are defending the Bolivarian revolutionary process and their democracy, sovereignty and self-determination. No Coup in Venezuela! U.S./Canada: Hands Off Venezuela!Contributors to this article include Tom Answeeney, Alison Bodine, Ellie Dorritie, Durham WW bureau, Taryn Fivek, Judy Greenspan, Ted Kelly, Jim McMahan,  Dianne Mathiowetz, Lyn Neeley, Sam Ordoñez, Didier Ortiz,  Gloria Rubac and Viviana Weinstein.(PHOTO CREDIT: Durham WW bureau; Brenda Ryan; Omowale Clay/Dec. 12 Movement; Didier Ortiz; Judy Greenspan; Viviana Weinstein)For political update and analysis, see related articles.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

US Honey Production Up Along with Prices

first_img Facebook Twitter US Honey Production Up Along with Prices By Gary Truitt – Mar 30, 2015 Facebook Twitter Home Indiana Agriculture News US Honey Production Up Along with Prices Honey production in 2014 from producers with five or more colonies totaled 178 million pounds, up 19 percent from 2013.  There were 2.74 million colonies producing honey in 2014, up 4 percent from 2013. Yield per colony averaged 65.1 pounds, up 15 percent from the 56.6 pounds in 2013. Colonies which produced honey in more than one State were counted in each State where the honey was produced. Therefore, at the United States level yield per colony may be understated, but total production would not be impacted. Colonies were not included if honey was not harvested. Producer honey stocks were 41.2 million pounds on December 15, 2014, up 8 percent from a year earlier. Stocks held by producers exclude those held under the commodity loan program.Record High Honey PricesHoney prices increased to a record high during 2014 to 216.1 cents per pound, up 1 percent from 214.1 cents per pound in 2013.United States and State level prices reflect the portions of honey sold through cooperatives, private, and retail channels. Prices for each color class are derived by weighting the quantities sold for each marketing channel. Prices for the 2013 crop reflect honey sold in 2013 and 2014. Some 2013 crop honey was sold in 2014, which caused some revisions to the 2013 crop prices.Statistical MethodologySurvey Procedures: Data for honey producing operations are collected from a stratified sample of all known producers with five or more colonies. NASS Regional Field Offices maintain a list of all known honey producers and use known sources of producers to update their lists.All sampled honey producers with five or more colonies are mailed a questionnaire and given adequate time to respond by mail or electronic data reporting (EDR). Those that do not respond by mail or EDR are telephoned or possibly enumerated in person. Prices are collected by color class and marketing channel.Estimation Procedures: Sound statistical methodology is employed to derive the estimates from reported data. All data are analyzed for unusual values. Data from each operation are compared to their own past operating profile and to trends from similar operations. Data for missing operations were estimated based on similar operations or historical data. State offices prepare these estimates by using a combination of survey indications and historic trends.Prices for each color class are derived by weighting the quantities sold for each marketing channel. Individual State estimates are reviewed by the Agricultural Statistics Board for reasonableness.Revision Policy: The previous year’s estimates are subject to revision when current year’s estimates are made. Revisions are the result of late reports or corrected data. Price revisions can be the result of additional sales reported the following year. Estimates will also be reviewed after data from the 5-year Census of Agriculture are available. No revisions will be made after that date.Reliability: Since all honey producing operations are not included in the sample, survey estimates are subject to sampling variability. Survey results are also subject to non-sampling errors such as omissions, duplication, and mistakes in reporting, recording, and processing the data. While these errors cannot be measured directly, they are minimized through strict quality controls in the data collection process and a careful review of all reported data for consistency and reasonableness.To assist in evaluating the reliability of the estimates in this report, the “Root Mean Square Error” is shown for selected items in the following table.The “Root Mean Square Error” is a statistical measure based on past performance and is computed using the differences between first and final estimates. The “Root Mean Square Error” for honey producing colonies over the past 10 years is 1.3 percent. This means that chances are 2 out of 3 that the final estimate will not be above or below the current estimate of 2.74 million colonies by more than 1.3 percent. Chances are 9 out of 10 that the difference will not exceed 2.4 percent. SHARE SHARE Previous articleDisinfectant Could Help Reduce Spread of PEDvNext articleCorn and Soybean Plants can get Boost with New Valent Offerings Gary Truittlast_img read more

Indiana Harvest Comes to a Close

first_img By Gary Truitt – Nov 10, 2015 Previous articleIndiana NRCS Invests $1.1 Million to Improve Water Quality in Mississippi River BasinNext articlePurdue Animal Sciences Project Already Years in the Making Gary Truitt Indiana Harvest Comes to a Close SHARE SHARE Facebook Twitter Home Indiana Agriculture News Indiana Harvest Comes to a Close Facebook Twitter Light rain this week helped farmers finish out soybean harvest, according to Greg Matli, Indiana State Statistician for the USDA’s National Agricultural Statistics Service. Above average temperatures yielded to more seasonable weather late in the week, just as farmers are starting to finish up with fall field work. There were 5.4 days available for fieldwork this week, above last week by 0.9 days.Much of the corn and soybean harvest has been completed, with only scattered corn fields remaining. The mild weather has helped the winter wheat crop progress nicely, although much of the crop could use some additional moisture in the coming weeks to stay healthy. Some grazing livestock remains on pastures while the fall weather conditions remain favorable. With the majority of the corn and soybean crops off the field, farmers are prepping for next year’s crop by hauling grain, taking soil samples, tilling fields, laying tile, cleaning and repairing harvest equipment, and applying fertilizer, herbicide and lime.Soybeans harvested was 98% complete in the North, 98% in Central, and 96% in the South. Corn harvested for grain was 97% complete in the North, 97% in Central, and 96% in the South. By region, winter wheat emerged was 94% in the North, 85% in Central, and 83% in the South.last_img read more

Competition winner

first_imgPrint Email Twitter TAGScinemacompetitionOdeon CinemaOdeon Limerick NewsLocal NewsCompetition winnerBy Alan Jacques – September 4, 2017 1426 FILM REVIEW: Joker WhatsApp Linkedin FILM REVIEW: Ad Astra Advertisementcenter_img Previous articleWellnice Pops adopted into prestigious Google programmeNext articleLimerick FC Lose 2-0 to Ten-Man Finn Harps at the Markets Field Alan Jacques Win more than €1,000 wedding prize for one lucky couple with Strand Hotel and Matthew Stephens Jewellers FILM REVIEW: 1917 FILM REVIEW – Zombieland 2: Double Tap Facebook WELL done to Elaine Fitzgerald from Bengal Terrace in Limerick who is the lucky winner of one pair of tickets and two large combo meals for a film of her choice at the Odeon Cinema in Castletroy.The answer to our film competition in last week’s Limerick Post was Kathryn Bigelow.Sign up for the weekly Limerick Post newsletter Sign Up More tickets to give away to the Odeon Cinema in this Thursday’s edition. RELATED ARTICLESMORE FROM AUTHOR Film makers attending ‘Land Without God’ last_img read more

Modified Fannie Mae and Freddie Mac Loans Perform Better When Done Through HAMP

first_img Modified Fannie Mae and Freddie Mac Loans Perform Better When Done Through HAMP The Week Ahead: Nearing the Forbearance Exit 2 days ago Previous: Existing-Home Sales Expected to Pick Up As Market Shifts to Favor Buyers Next: The MReport Webcast: Wednesday 9/30/2015 The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Data Provider Black Knight to Acquire Top of Mind 2 days ago Share Save in Daily Dose, Featured, News, Secondary Market Subscribe About Author: Brian Honea Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Home / Daily Dose / Modified Fannie Mae and Freddie Mac Loans Perform Better When Done Through HAMP Demand Propels Home Prices Upward 2 days agocenter_img Related Articles Data Provider Black Knight to Acquire Top of Mind 2 days ago September 29, 2015 1,367 Views Single-family mortgage loans backed by Fannie Mae and Freddie Mac perform better after modification when they are modified through the government’s Home Affordable Mortgage Program (HAMP), according to the FHFA’s Foreclosure Prevention Report for Q2 2015 released this week.The Department of Treasury launched HAMP in February 2009 during the worst period of the housing crisis as a way for homeowners facing foreclosure to stay in their homes and lower their monthly mortgage payments through lowered interest rates and modified loan terms. HAMP has saved distressed homeowners an average of about $547 per month (about 39 percent) on mortgage payments by lowering their interest rate in many cases to 2 percent. HAMP is scheduled to expire at the end of 2016.Only 5 percent of Fannie Mae-backed mortgage loans modified through HAMP were 60 or more days delinquent three months after modification as of the end of Q1 2015. For that same period, 85 percent of mortgage loans insured by Fannie Mae with a HAMP modification were current and performing three months after they were modified, according to FHFA. Compared with loans guaranteed by Fannie Mae with a proprietary, non-HAMP modification, 7 percent were 60 or more days delinquent three months after modification while 77 percent were current and performing, according to FHFA. For loans with a Freddie Mac guarantee, 84 percent of loans modified through HAMP were current and performing after three months (as of the end of Q1 2015) while 8 percent of those loans were delinquent. For Freddie Mac-insured loans with a non-HAMP modification, the numbers were 75 percent current and performing and 12 percent delinquent.Fannie Mae’s Loan ModificationsThe trend of GSE-insured mortgage loans with HAMP modifications performing better than those not modified through HAMP remained six and nine months after modification, according to FHFA.For Fannie Mae-backed loans modified through HAMP, 7 percent of loans were 60 or more days delinquent six months after modification while 82 percent were current and performing as of the end of Q4 2014. For loans with non-HAMP modifications, the number of loans 60-plus delinquent more than doubled to 15 percent and the number of current and non-performing loans dropped to 70 percent.About 84 percent of Freddie Mac-insured loans with a HAMP mod were current and performing six months after modification as of the end of Q4 2014, while 8 percent were 60-plus days delinquent. By comparison, the numbers were 71 percent and 16 percent for Freddie Mac loans with a non-HAMP mod.Nine months after modification, 8 percent of loans insured by Fannie Mae with a HAMP modification were 60-plus delinquent and 80 percent were current and performing as of the end of Q3 2014. The numbers were 18 percent and 66 percent, respectively, for Fannie Mae-backed loans with non-HAMP modifications.For loans backed by Freddie Mac nine months after modification, 81 percent with a HAMP mod were current and performing as of the end of Q3 2014, while 11 percent were 60 or more days delinquent. For Freddie Mac loans with a non-HAMP modification, the shares were 68 percent and 19 percent after nine months, according to FHFA.Click here to see the complete report.Freddie Mac’s Loan Modifications Sign up for DS News Daily Demand Propels Home Prices Upward 2 days ago  Print This Post Servicers Navigate the Post-Pandemic World 2 days ago Tagged with: Fannie Mae Freddie Mac HAMP Loan Modifications Mortgage Delinquencies Performing Mortgage Loans Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Fannie Mae Freddie Mac HAMP Loan Modifications Mortgage Delinquencies Performing Mortgage Loans 2015-09-29 Brian Honealast_img read more

Pringle undecided on how to approach the next election

first_imgAudioHomepage BannerNews Pringle undecided on how to approach the next election Facebook Twitter By News Highland – January 7, 2019 RELATED ARTICLESMORE FROM AUTHOR Google+ Important message for people attending LUH’s INR clinic WhatsApp Arranmore progress and potential flagged as population grows Derry draw with Pats: Higgins & Thomson Reaction WhatsAppcenter_img Twitter DL Debate – 24/05/21 Previous articleGaoth Dobhair community centre receives almost €7000 in fundingNext articleHundreds attend Jasmine Mc Monagle’s funeral News Highland Pinterest Google+ FT Report: Derry City 2 St Pats 2 Donegal Deputy Thomas Pringle says if he decides to contest the next election under the banner of an independent grouping, that will be made clear to the electorate in Donegal.At present, Deputy Pringle is a member of Independents for Change, which also concludes other TDs such as Mick Wallace, Clare Daly, Maureen O’Sullivan and Catherine Connelly.Deputy Pringle did not contest the last election under that banner, but says he subsequently joined the grouping to secure speaking rights.Speaking to Greg Hughes on the Nine til Noon Show today, Deputy Pringle said he has not decided how he will approach the next election, but whatever happens, he and his colleagues will still be independents……….Audio Player Up/Down Arrow keys to increase or decrease volume. Pinterest News, Sport and Obituaries on Monday May 24th Facebooklast_img read more

Fresh concerns over Brexit barriers facing Donegal businesses

first_img Twitter Pinterest By News Highland – March 19, 2021 RELATED ARTICLESMORE FROM AUTHOR Derry draw with Pats: Higgins & Thomson Reaction Fresh concerns over Brexit barriers facing Donegal businesses AudioHomepage BannerNews Arranmore progress and potential flagged as population grows There are fresh concerns over barriers currently facing Donegal businesses in trading with the UK. The impact of Brexit is being felt by many local companies with the cost of exporting goods to England and Scotland in some cases increasing tenfold.This is resulting in consumers abroad paying more for a particular Irish product.Speaking on today’s Nine Til Noon Show Seamus McDaid Managing Director of McDaids Football Special says one supplier in England will no longer deal with the Donegal company because of the issue:Audio Player Up/Down Arrow keys to increase or decrease volume. Previous articlePressure mounting on Irish Water as Rossbracken hit by another outageNext articleMixed week for Magees at All England Championships News Highland Facebook News, Sport and Obituaries on Monday May 24th center_img Important message for people attending LUH’s INR clinic Pinterest Google+ Google+ WhatsApp Twitter DL Debate – 24/05/21 FT Report: Derry City 2 St Pats 2 Facebook WhatsApplast_img read more

Prep Sports Roundup: 1/23

first_img FacebookTwitterLinkedInEmailBoys BasketballNon-RegionJUNCTION, Utah-Kelby Jessen led the way with 29 points and the Piute Thunderbirds edged Wendover 73-70 in non-region boys basketball action Saturday. Pedro Alvarez’s game-high 30 points led the Wildcats in the loss.Girls BasketballRegion 20ESCALANTE, Utah-Paige Harris stepped up with 19 points and the Valley Buffaloes pounded Escalante 68-29 Saturday in Region 20 girls basketball action. Mikki Prows had  8 points in the loss for the Moquis. Brad James Tags: Roundup Written by January 23, 2021 /Sports News – Local Prep Sports Roundup: 1/23last_img read more